Archive for April, 2016

Prevent Gambling Addiction: Understand Gambler’s Fallacy

“17 hasn’t been drawn in over two years. Thousands of players, many who could be classed as having a gambling addiction, purchase tickets week after week, o

ften with various beliefs:The simple, “If I play long enough, I’m bound to win.” Cold numbers. People who do not understand this logical flaw often say things like, “I’m about due for a blackjack,” “The ball has landed on red seven times in a row – it’s gotta be black next,” and the ubiquitous, “Just one more spin!”

Although casino games can provide an exciting buzz, it’s important not to be swept up by this train of thought. So, with all of this in mind, remember to bet responsibly. No casino secret or betting system can ever overcome this fact. Crying “one more” too many times can lead to gambling addiction.

A common example of the fallacy

Probably the most prime example of gambler’s fallacy is in the lottery. Never bet more than you can afford, and never try to chase your losses. The reason behind the falsehood of the fallacy

Saying that you’re bound to win big eventually if you play long enough is false for, really, just one reason: inanimate objects don’t have memories.

What are the odds of flipping tails on a two-sided coin? 50%

Let’s say you flipped the coin ten times, and each of those times it was tails. Washington’s face on that quarter doesn’t have a working brain. And no matter what supposed “patterns” there may be in the draws, each is completely random and independent of previous outcomes.

But what about computerized games?

One specific point I would like to end on are video slot machines and other computerized casino games. If you have lost $1,000,000 buying lottery tickets, not only have you wasted an ample amount of money, but you’d be foolish to think that by playing again, you’d be more likely to win.

It’s quite a common, but sad, tale to hear: one of gambling addiction. The odds of that happening are about .09% — quite extraordinary. A reputable online casino (essentially, one that obeys the laws), as well as a land-based casino, is required to make each spin completely random. Casinos cannot program these machines to payout every x games, and thus, they are no exception to the lie that is gambler’s fallacy.

. So, what are the odds of flipping heads on the next flip? 50%

You see, it doesn’t matter what the previous outcomes were — it’s still 50/50. I’ll get a ticket with 44.” As you hopefully understand by now, none of those statements are true. Many

people cannot ever enter a casino for the purpose of entertainment alone, and feel a compulsive need to win.


From all this math-talk and examples, I hope you understand that, when in a casino, either an online casino or a land-based casino, each wager you make is independent of others, and having a losing streak doesn’t mean it will ever end. It’s kind of silly when you think about it. Oftentimes, the basis for this gambling addiction lies within what is known as gambler’s fallacy.

What is “gambler’s fallacy”?

Gambler’s fallacy is, essentially, the statement that a gambling victory is “due.” Most people who visit a casino, I imagine, fall victim to the fallacy. “44 seems to get drawn more than any other number. It’s got to be coming up soon.” Hot numbers

A few do’s and don’ts when betting on football accumulators

If you feel the need to bet on quite a few teams then i’d suggest a low stake as the chances of winning are incredibly small.


When betting on football i only bet on teams and leagues that i know about. Looking back on it if i was a neutral then i probably wouldn’t have picked them. I always pick a 4 team accumulator of 4 draws amongst my bets as the odds for a match finishing all square rarely goes below 2/1.





If you look through the paper and fancy a certain team then make sure you pick them. I tend to stick with 4 or 5 teams at the most, even then it’s hard enough. When there is money at stake you want to know that you can get hold of the company in question and get the help you require.

Now and again you will see ex footballers giving their advice on who to pick and who to stay clear of. Also if you don’t fancy a team in the first place then don’t change your mind. If you do lose your money then walkaway, it’s as simple as that. What i pay attention to is their special offers when signing up and what they offer customerson a regular basis. There are my top 10 tips for gambling on football accumulators. Go with your initial instinct.



Now let me start by telling you that this isn’t some great foolproof betting system that never fails as they simply don’t exist. Just because they used to play the game means nothing. Back your own judgement, nobody elses.

So there it is. You can often talk yourself around to the idea of betting on someone else, and in my experience it only leads to disappointment. Here’s my guide:



It’s easy to get carried away when filling out your betting slip as you watch the odds rise, sometimes you almost convince yourself that you can’t lose. The reason for this is i have included them before and they have been the only team to let me down on more than one occasion. The chances are that if you don’t they will win and the team you chose in their place at the last minute will let you down. If you can’t walkaway then you shouldn’t be betting.


If a team is 1/7 to win then i don’t even consider it as there is absolutely no value in them. They add very little to your overall winnings and there is always the chance that they can let you down and not even win at all. If you aren’t enjoying betting on sporting events then you are doing it for the wrong reasons. Set yourself a limit before you start betting, a figure that you know you can afford to lose. It’s pointless me betting on the Argentinian league or the Brazilian league as i wouldn’t have a clue what i was doing, So i just normally stick to the English leagues, as it’s easier for me to spot a bet that i think is good value.

I make a point of never including my beloved Stoke City in any of my accumulators. I thank you for reading and i hope you found this hub helpful. What this is, is a few tips on what to do and what not to do when betting on football accumulators, no guarantees, no 99.9% accuracy nonsense, just things that in my opinion you NEED to know and realise before even attempting to place your bet. Feel free to leave any comments below.

Ok so this is an obvious one but it’s so easy to get caught up in the moment. A pointless bet in my opinion.

When picking your teams it is often easy to just go for a team to win and forget about the other result, a draw. Also it’s good to scour the internet to see what people make of a certain bookmakers customer service help lines. Gambling to me is a form of entertainment, just like going to the cinema is for other people. It’s easy to have have a blinkered view when it comes to your team.. Don’t get sucked in by this as they are just as likely (or unlikely) as everyone else to pick a winning accumulator. It’s not a way to make an extra income (although it does feel great when you win) If the enjoyment has gone then it only spells trouble.

Now most online bookmakers will guarantee the best odds so i don’t pay too much attention when i read that. The cold, hard fact is that if you’re betting on accumulators then it’s pretty likely that you’re going to lose, however, if you follow the steps above then i believe you will eliminate some of the most common mistakes made when making your selections

Personal Finance Education Starts With a Penny

We have engrained in our minds that five dollars is not money, regardless of the power of a penny. Yet we do not make a line in the bank to put away those five dollars because we find it ridiculous and petty. The average American does not have respect for money. Take care of your money and your money will certainly take care of you.

If you have the time or want to do this exercise, keep adding, or duplicating each penny by itself. The Baby Boomers will eat your retirement money, and the Government is not making plans for your financial future, but to balance out its own budget without touching their own private contracts and salaries.

The best present a young mom could have for her baby shower is a savings account for her baby. Money is an instrument of economy, use it wisely. It is seldom a conversation topic, yet everything we do in life has to do with money.

Of course personally I am far from being a millionaire, neither am I able to duplicate any amount on a daily basis for that matter The issue is to have a budget that will provide both for recurring expenses and for the accumulation of money. Incredible but true. Most real millionaires (not fantastically created but through hard work and discipline) live truly frugal lifestyles well below their means.

To sum it up within a Biblical context, it is written that the root of evil is the love for money The love for money is the root for all evil Money in itself is not the root for all evil, greed is the root of all evil. Money does not have any emotions or powers in itself besides the ones we render upon it. They are playing it safe early, in fine print, facing the upcoming probability (probability means there is more than a fifty percent chance it might happen) that, if you were born during the nineties or after, you will not be receiving social security benefits, and if you will, it will be a slim amount. The Social Security Administration already includes in its reports a statement, or disclaimer advising that reported benefits are not guaranteed. Takes but people to know they have the possibility of some extra money available to come with emergencies and very justifiable reasons to get rid of capital. To then end just like before, making the gruesome line to get that lottery ticket, betting on horses or any other new game and there they stay, betting their savings away.

If you could take a penny and duplicate the amount by itself on a daily basis, youd become a millionaire in a month. Savings is a true character-forming habit and is a sure route for financial and mental sanity. And if you care to continue by day #30 is more than five million dollars. Men invented money to make life easier. The power of saving has been degraded to critical levels. Merciless ambition would exist with or without it. The race with the Joneses is insanity in the making. It is insane to spend all earned money without saving anything for the future. One of the main reasons the United States economy plummeted was because the average American simply does not save nor invest.

Whereas, saving instruments remain ignored or barely promoted (just like flossing, water, hydrogen peroxide and many others cheap and effective remedies and methods for a frugal and healthy lifestyle). Do you see know why I had to loan you that penny with interest?

Personal Finance education is not mentioned nor contemplated within the plans of the Department of Education, as well as it is ignored by the vast majority of private schools and colleges. An account where the legal guardian wont be allowed to withdraw money until the baby reaches its legal adult age. Do it for only three months twelve weeks. It is sad that our education system does not promote or stimulates saving as a first line of attack tool for sound personal finance. If big corporations look after their pennies, follow their lead and look after yours, they do add up. And if the mother doesnt know that her baby has an account, even better. When it comes to spending, we do not take into consideration the effort that it implies earning that money, which in turn is a reflect of how much we value our very selves.. The only money that one really earns is the money that one takes home after expenses are paid and promises are met. We find it almost ridiculous and unreal to save, yet we are not ashamed to get a consumer (predatory) loan to pay for things we could really do without. Those that save nothing will have nothing. And, much like Suze Orman says, lack of respect for money shows lack of self respect. On the tenth day it amounts to $5.12, and by day number 15 its $163.84. You do see gigantic neon signs telling you about the millions that you will earn in the lottery this week And there you go, rushing to get in line to get that ticket because good luck is for those who play. Many readers end their month in red because they insist on living a lifestyle that is above their actual or current income. On your second day, well, you have two pennies On the third day, you should have four pennies Maybe you still dont see when or how will you become a millionaire in record time

Credit: earncashandgiftcards.com

I challenge you to put away ten cents of each dollar that you receive for the next three months. And by day number 24 you have $83,886.08, which becomes $167,772.16 the very next day On the 28th day it adds up to the amount of $1,342,177.28 Yes, as read, more than a million dollars. It grows to $10,485.76 by day #21. Procure financial education for your children and for yourself. Ill loan it with interest. When we go to the gas station and owe the cashier a penny, we have to pay that penny. Lets see, on the first day I could loan you that penny, in case youre running short

Ten Ways to Stop Forever

It isnt easy to quit gambling, but there are ways you can help yourself before you get to the point of no return. Find help now and make a plan to begin quitting. Here are ten strategies to use to stop gambling and reclaim your life!

Some Final Thoughts

Gambling is one of the most dangerous addictions, because of the related risk of suicide. It is so important for the addict to stop gambling sooner rather than later.

This addiction does not discriminate. It can lead to dire consequences that run the gamut from bankruptcy, job loss, depression, anxiety, loss of friends and family, and even suicide. If the propensity is there, and the gambler crosses over that invisible line into problem gambling, addiction can occur in anyones life. Take it one day, or hour, at a time and keep in mind how great you will feel when you have come clean and stopped gambling with your life.

Gambling addiction is brutal and highly destructive. Studies show that problem gamblers are more likely to commit suicide than all other types of addicts combined.

It is important to get help as soon as possible. It does not matter whether the person is rich or poor, educated or uneducated. An addiction like this can send people to jail, cause major social and occupational problems, mental instability, and financial devastation that can last for years.

The Best Way To Win Lottery Games

Her own life being touch by autism,…

How You Can Secure Lottery Games| Enjoy Intelligent!

In case you seriously need to know the way to acquire lottery, then you definately should participate in good! You will find numerous types of playing, but none payout like profitable the lottery! You can find quite a few types of betting….. Understand the sport you participate in, realize how it performs and you will increase your odds of successful. Granted We have not won a jackpot….. But then I came throughout the Lotto Black E-Book and imagine it or not I’ve made through $ten,000 inside the 1st two weeks of utilizing this system. But after I asked the question, “the way to secure lottery”?, I started studying the lottery and failed several moments. BUT…… I performed the lotto for ten+ years and certainly not created any dollars. but I’ve won a couple of smaller prizes with the phone numbers I’ve hit. Most of your time people will drop much extra then they’d prefer to admit. However….. some is just pure luck based, *cough* slot devices.;) But most gambling normally requires capabilities, understanding from the recreation and naturally luck. This kind of game titles contain, blackjack, poker, craps, roulette, sports activities, horse races and so forth. And one of her favorite topics is autism. The most important matter to understand about these video games is You might have TO ENGAGE IN GOOD! When you just go in and perform your going to shed. Any person who has performed the lottery ought to know that the odds of successful the lottery are pretty minimal specifically when you can find a good deal of folks enjoying. I’ve watched many individuals throw away a good deal of money to attempt and secure. But if your very good at blackjack you’ll be able to improve yours odds of successful to 50%! That is a huge achieve! That’s like flipping a coin! It might not sound like good odds, but think me, if you are intelligent You are going to stroll out with more cash then you definitely came in with! So the query stays, “the way to win lottery”?!

This is a problem I’m positive all people who has performed the lottery has requested on their own. As with any type of gambling the odds are stacked versus you except you are the “home”. when you know the odds therefore you review the game you will be playing you are able to raise the odds of winning the lottery by an enormous percentage!

Learning tips on how to secure the lottery just isn’t some myth. But then you will discover the tiny percentage of individuals, that studied the sport, played wise and greater their odds of winning. $10,000 in two weeks is usually a damned good volume of cash in the event you inquire me! Honestly once you figure out the process and what it is possible to do to enhance your odds, YOU WILL BE SHOCKED! Successful the lottery is easy after you realize what to perform!

Author’s Bio:

She is the mother to 5. Her passion is writing. In the event you do not do this, then you certainly should not be playing!. Granted you may get lucky but you do not want to engage in with just luck alone. I used to be a blackjack supplier at a casino for several a long time, so I can inform you at this time I am aware just a little bit about wagering

Oak Chest of Drawers for Sale

Even black chest of drawers, or pine can really add a spacial flavor to your home. Dimensions include 36″ x 18.5″ x 53″. Best yet there’s no cost with shipping when you purchase online at CSN stores. Prices are really cheap for this antique oak chest, which only costs $600 dollars. Features include a black marble top, six drawers, and a bombe chest. Used is always the way to go if you’re looking to find a nice antique oak furniture within a reasonable price range. This is quite the beautiful 6 drawer chest that features french dovetail fronts and english dovetail backs. Those aren’t too bad of prices for this antique chest of drawers. It’s a great idea to purchase used antique furniture, since you can save so much more money shopping that way. That’s a great deal for this very fashionable and popular oak furniture that costs a lot of money.

Small sized furniture will save you money, especially if you’re trying to save on space and just need a little bit of storage for clothes, shoes, and other accessories of yours. Dimensions include 32″H x 44″W x 20″D. Take a look down below on where to buy oak chest of drawers for sale online.

Used Small Antique Oak Drawers to Buy

The Mission oak chest drawers is as cool as the other side of the pillow. If you love antique oak furniture, then you can shop online at places like ebay and antiques atlas.

Small Oak Chest of Drawers

The Halston chest of drawers is not exactly the type of drawer to use for clothes. The overall dimensions are just 23″W x 13″D x 28″H. It sure helps when you can find decent antique oak furniture that’s for sale online, since antique products are always expensive. Ebay has a buyer protection program of 14 days, so you’re safe buying used protects off their online store.

Is there anything more beautiful than oak? Sure, white chest of drawers look quite splendid and blend in well for your home. They’re not exactly cheap, but hey, you can still say some money. It’s a very nice little casual looking oak chest drawer that is going for sale online. You won’t be stuck spending thousands of dollars, and some used furniture is practically brand new. So your best bet is shopping online. The color featured is a rich tobacco finish, that really adds some traditional flavor to the look of your home. Provides both appearance and plenty of room to store your accessories. However, the antique oak 5 drawer chest with appliques is going for sale for a huge discount online at furniture on the web. Prices only cost slightly under $300 dollars online at touch of class. This product usually costs well over a thousand dollars.. Two bottom drawers are featured, along with four smaller drawers on the top. A bit expensive though. Oak is more expensive than your ordinary modern chest of drawers. However, oak furniture cannot be beat, when it comes to providing that very unique, classy, eloquent, and traditional look to your home. You can buy these tall oak drawers for sale online. On top features four square sized drawers that can be used maybe for shoes, magazines, or other accessories of yours to be stored in. These types of furniture won’t exactly cost a penny. It’s very old fashion with its antique oak finish and beautiful hand carved design. This is a beautiful bedroom oak chest furniture that can be used as a dressing table top as well. Be sure to find a reputable seller before you consider purchasing. You can place this in your bedroom, dining room, or living room.

Tall Oak Drawers to Buy

The Wildon Home Bombe chest that features a beautiful antique oak is going for sale online. It’s basically a mini chest drawer that can store some movies, CDs maybe(no CD rack included), books, or working papers. Of course, antique oak furniture is the very best purchases to make for your home. The beautiful hand carved designs are one of a kind. If you have a high classy antique oak furniture in mind, then it will cost more money. Prices cost $642.

Antique Oak Chest Drawers

There’s nothing quite traditional and classical like antique oak that really brings out the best in homes. It features three really small drawers, two bigger ones in the middle, and a bigger one on the bottom. Other features include three bottom drawers that can be used to store clothes, shoes, etc… Nothing beats an antique furniture when it comes to traditional taste that adds both style and class to any home

PGA golf betting odds for players to win the 2016 Arnold Palmer Invitational

Then some notables who are much higher odds are also listed with comments.

2. Stenson had not played on tour before those two tournaments since November so he may be rounding into form. Harris English, Brandt Snedeker, Marc Leishman, Paul Casey – 50 to 1 odds each

Good luck to all the PGA golfers and especially the bettors this week at the 2016 Arnold Palmer Invitational at Bay Hill!

Henrik Stenson tied for 11th place last week at the Valspar Championship after tying for 28th the week before at the WGC-Cadillac. Here is a list of the betting odds for the PGA golfers to win the 2016 Arnold Palmer Invitational.

3. He tied for 11th at Bay Hill last year.

T-10. Rose rarely plays really badly in any of his starts but he’s never really won enough to justify his lower odds each week. Henrik Stenson has four PGA Tour wins and eight more European Tour wins.

The Arnold Palmer Invitational dates back to 1966. Arnold Palmer himself won this tournament back in 1971 when it was the Florida Citrus Invitational.

Matt Kuchar tied for 11th place last week at the Valspar Championship. He only has two career wins and has not won since 2013. Matt Kuchar – 35 to 1

4. After tying for 6th place at the Honda Classic three weeks ago, Vijay tied for 64th place last week in the Valspar Championship. Rory McIlroy – 5.5 to 1 odds

After winning the Honda Classic and WGC-Cadillac Championship in back-to-back weeks, Adam Scott did not play last week in the Valspar Championship. Ryan Moore is a much more interesting proposition as he tied for 3rd place last week in the Valspar Championship. Matsuyama missed the cut at the Honda Classic prior to that but he did win the Phoenix Open in February for his second PGA Tour win at age 24.

At 5.5 to 1 betting odds Rory McIlroy is the favorite to win the 2016 Arnold Palmer Invitational. Kevin Kisner tied for 23rd in his last start at the WGC-Cadillac. Paul Casey DNP last week after a 6th place finish in the WGC-Cadillac. Kuchar has seven wins on the PGA Tour but he has not won since April of 2014. Casey has just one PGA Tour win but he has won 13 more times on the European Tour.

Jason Kokrak tied for 2nd at the Northern Trust Open a month ago and then missed the cut in his two PGA Tour starts since. Hideki Matsuyama – 25 to 1

Hideki Matsuyama tied for 35th at the WGC-Cadillac in his last start. McIlroy’s last win was in Dubai in November of 2015. Kisner has one win on tour at the 2015 RSM Classic in November. Good luck to you if you want to bet him this week. Obviously, nobody on tour is hotter than Adam Scott is right now and if you’ve been winning with him you have to bet him again this week.

Justin Rose tied for 17th at the WGC-Cadillac in his last start. Ernie missed the cut last week at the Valspar Championship and he’s not won on tour since 2012 but he is only 46 and could have a win or two left in him.

Martin Laird – 175 to 1 odds

Martin Laird from Scotland won the Arnold Palmer Invitational in 2011 and he is 175 to 1 odds to win in 2016. He has seven PGA Tour wins in 247 starts.

T-14. Moore has four wins on tour with his last win coming in November of 2014.


Matt Every – 90 to 1 odds

How often can you get 90 to 1 odds on a player who is a two-time defending champion in back-to-back years in a PGA Tournament? Matt Every won the Arnold Palmer Invitational in 2014 and 2015. He has three PGA Tour wins but his last win was three years ago in 2013.

Vijay Singh – 200 to 1 odds

Vijay Singh won the Arnold Palmer Invitational back in 2007. Adam Scott – 8 to 1

Brendan Steele tied for 14th place in his last start three weeks ago in the Honda Classic. He did have the lead after three rounds but could not finish the deal on Sunday. Graeme McDowell, Brendan Steele – 60 to 1 odds each

6. Every’s odds are high because he has not been playing well, he shot +4 over last week for a 42nd place tie, and his two wins in this tournament are the only two PGA Tour wins of his career.

Ernie Els – 140 to 1 odds

Ernie Els is a two-time winner of the Arnold Palmer Invitational (1998, 2010). Jason Kokrak, Kevin Kisner, Zach Johnson – 55 to 1 odds each

T-7. Is he ready to win this week?. Graeme McDowell missed the cut last week. After missing the cut at the Honda Classic, Rory McIlroy played well at the WGC-Cadillac Championship finishing tied for 3rd place. Kevin Na, Ryan Moore – 33 to 1 odds each

Jason Day tied for 23rd at the WGC-Cadillac in his last start. Jason Day – 14 to 1

The 2016 Arnold Palmer Invitational golf tournament on the PGA Tour is taking place this week from March 17-20, 2016, at the Arnold Palmer owned Bay Hill Club and Lodge located in Orlando, Florida. Laird missed the cut at both the Honda Classic and the Valspar Championship in his last two starts. Vijay has 34 wins on the PGA Tour but he’s 53 years old now and has not won since 2008.

Chad Campbell – 300 to 1 odds

Chad Campbell won the Arnold Palmer Invitational in 2004. He’s not played on tour since he missed the cut at Pebble Beach six weeks ago.

1. Campbell has four wins on tour but his last win was in 2007 and he missed the cut in both of the last two PGA Tournaments he’s played in including last week.

Tim Herron – 1,000 to 1 odds

Tim Herron won this tournament back in 1999. Tiger Woods easily owns the record for most wins in the tournament with eight (2000-03, 2008, 2009, 2012, 2013). He has 12 wins on the European and PGA Tours combined and his last win was in November of 2015 at the OHL Classic.

5. Brandt Snedeker won the 2016 Farmers Insurance Open for his eighth career PGA win in February but he withdrew from the WGC-Cadillac with sore ribs two weeks ago. He’s obviously got the talent to win this week but he’s only played sporadically so far this year. He’s 30 and looking for his first PGA Tour win. That’s almost two years ago.

9. Listed below with comments are all the PGA golfers with betting odds of 60 to 1 or less. Herron has four PGA Tour wins but his last win was back in 2006. He has just one win on tour which came in 2011. Justin Rose – 16 to 1

Harris English missed the cut last week after finishing in 10th place at the WGC-Cadillac. He should do better here.

T-17. Henrik Stenson – 12 to 1

Kevin Na has one PGA Tour win in 310 starts and he’s earned $21.2 million on tour. Marc Leishman is a talented golfer who rarely wins as he has one win in 181 starts (and $12.4 million in earnings). Zach Johnson is always a threat but he finished tied for 47th place in his last start at the WGC-Cadillac

Porn a public health crisis? Utah state senator thinks so

Its touch deprivation, so you dont need to go to your spouse or your significant other for that connection, which is paramount to cultivating relationships.

But not everyone agrees that pornography is harmful, and some even argue it can help relationships..

The idea that adult entertainment is inherently harmful and is the cause of marital demise is not supported by research.In fact, many couples find pornography to aid in enhancing marital excitement, psychologist Dr. Ive been a divorce attorney for 20 years and it contributes to a lot of divorces in Utah, Sen. I think that porn is similar to tobacco back in the 50s, he said. Chloe Carmichael told FOX411. Its cocaine on steroids. Not all scientists will agree on this, but scientists dont agree on everything.

The divorce lawyer turned politician said hes not trying to impose morals on anyone but simply making people aware of porns perils.

Like in the 1950s, people said tobacco wasnt addictive and now we know it is. This is not a conservative thing.Its based on science. It undermines relationships and families.Im not trying to ban pornography.I know its not illegal.Not everyone who looks at pornography is going to get addicted, but a lot of people dont realize it can have that impact.

Jeremy Boberg, sexual addiction specialist and founder of Utah Addiction Centers, agrees that pornography addiction is a big problem in his state.

Eighty-five to 90 percent of my clients that come in annually have a sexual addiction or compulsion.For the first time in the human race, you can make love to your computer, smartphone, or tablet anytime, anywhere, and the human brain was not designed for this, he said.

NEW YORK Is pornography causing a public health crisis in Utah? State Senator Todd Weiler thinks it is.

The Republican lawmaker introduced a resolution Friday that recognizes the need for education, prevention, research, and policy change at thecommunity and societal level in order to address the pornography epidemic that is harming the citizens of Utah and the nation.

Utah has one of the nations highest rates of porn use, according to a2009 Harvard Business School study.

Im being mocked by the media about this but it is affecting peoples lives and families, Weiler told FOX411. Porn is being found to be addictive and damaging.

The resolution is a warning telling us to be careful. Weiler cautioned. Some people might feel that pornography is misaligned with their own personal values or not appropriate within their own marriage; but to say it is harmful to all citizens and inherently harmful to the institution of marriage is simply inaccurate.

Carmichael said for some pornography is a healthy outlet for many people, and provides a safe way for them to explore new ideas in the context of a couple or a solo experience.

And as far as marital issues are concerned, divorce attorney Joe Cordell of Cordell & Cordell told FOX411 that porn viewing accounts for 10 percent of his firms clients marriages ending, and is primarily the straw that breaks the marriages back.

Cordell said it is more common that spouses are being unfaithful through memberships on dating websites and/or using social media to exchange sexual images and messages in divorce cases than pornography.

Diana Falzone is a FoxNews.com reporter.You can follow her on Twitter @dianafalzone.. This is not a Mormon thing, a Utah thing

How I was addicted to the ‘crack cocaine of gambling’

I will never forget that first win. I got paid $1,500 a month and some months that would be gone by close of business on payday. ‘Wow!” I thought, why would anyone do anything else?

I was so afraid of people finding out, I told my husband that if anyone did I would kill myself.

Even the people that I did let in didn’t know how to help me. I loved her so much that I didn’t want anything to happen to her.

This behavior continued. I lost sight of a future. All of a sudden, my world took a very sudden turn in the other direction when I met a young guy who was unlike anyone I had ever known. Completely alone and feeling like there was nowhere to turn, my brain was trying desperately to figure out how to kill myself in such a way that my body could be kept alive in order to let my unborn baby be delivered to term. Never judgment.

My life had started to spiral in a very bad direction and I was too afraid to tell my family just how bad it was. The nil balance on the screen was too much for me to bare. I broke up with my gambling boyfriend and after a few months Phil and I started dating. Then I would borrow money from mum or one of my siblings to get by for the month.

I struggled for such a long time with that word and what nearly killed me was the phrase “once an addict always an addict.”

Dreaming of the ‘Pokies’

I’m so grateful that I allowed them into my pain and didn’t keep deciding for them what they could and couldn’t handle. I was hooked.

I should have gotten help then, but I didn’t even know there was help for that kind of thing. After all, “What would people think?”

I guess from an early age I had a fascination with winning money and I thought that it was somehow the answer to life’s struggles. I was still living at home and mum and dad were supporting me, so I looked at the money I was getting from my receptionist job as disposable income I could do whatever I wanted with.

In 2012 aged 32, I almost took my life. Slowly, I began to gamble more and more and sit there longer and longer in order to replicate that rush I got from turning the money I had into more.

The threat of homelessness or starvation was never a reality for me. I didn’t know it then but rebuilding of one’s self esteem is the cornerstone through which all successful recovery can be built.

I was in awe of this amazing machine that I thought had the capacity to make all my desires come true. I didn’t know that, left untreated, my addiction would worsen and even linger dormant for periods of time, waiting to resurface when money, time and opportunity aligned.

The importance of self esteem

Admitting and acknowledging one’s weaknesses should be met with support, compassion and encouragement only. All I could see was pain — the pain I was in and the pain I could cause.

He could never understand the hold and pull the machines had over me and I thought that because he withdrew and kept piling all the stress on me that he didn’t care about me.

We were 20 when we got married and had our first baby at 21. She saw a woman who was destroyed in every way, physically — weight gain and strokes, emotionally — no self esteem, and of course financially. I could see the Pokies in my dreams, hear the sounds that they played and there was the grip of fear and anxiety every time the phone rang, worrying if I was about to be discovered.

My husband’s depression that he had also struggled with in his youth made its way into our marriage and from that point forward we were both dealing with pain.

The subtle and not so subtle ways in which gambling is almost intrinsically woven into Australian culture is appalling.

I actually loved my life on every level, except that I thought I had made mistakes too huge, that I could never come back from them. I got to the point that I could no longer bear the thought of living the rest of my life perpetually disappointing all who loved me.

Uncovering hope was not easy. I would go before work, after work, in lunch breaks, on nights out and days off.

So what does a gambling addict look like? I guess I very proudly look like a human being.

Kate Seselja is founder of the HOPE Project.

I protected this secret almost to my grave and it would have destroyed all the people around me had I robbed them of the chance to love me through it.. We got engaged and married within a year.

The “crack cocaine” of gambling

The horrible roller coaster of self loathing and disappointment continued for 12 years until I was so completely exhausted from trying to keep up the facade that I was fine and I wasn’t an addict. I thought that they would all be better off without me, without an addict. It’s easy to see now why some people call Pokies the “crack cocaine” of gambling. People thought that if I wasn’t in a venue then it wasn’t affecting me, but it was. I realize now that people will love you or judge you no matter what you do or who you are, and if they choose to judge you, it is their stuff not yours.

The biggest reason why I came out this year about my addiction was because I wanted to shatter the stigmas and judgments that exist and simply step forward as an example of someone who failed, fell, but then stood up and kept going, with a focus to be present in my life to my family and friends and help others in their humanness.

I had wished so many times that it had been a drug or an alcohol issue because then people would have seen and I wouldn’t have been able to hide for so long.

As a teen, my boyfriend at the time loved gambling in all its forms and because I wanted to be around him I quickly joined in. It started with one simple question: “Name 10 things you like about yourself.” My counselor at the time asked me this question as she could see what no one else had, probably because I hadn’t let anyone else in. I would hear family members talking about lotto, I would get “Scratchies” (lottery scratch cards) in birthday cards and of course, if we ever went to a club I would walk past the “Pokies” (slot machines) and think “Wow! I would love to be able to play them!”

I had tried to seek help over and over and it had failed, so I lost hope. When you are emotionally destroyed, that question was the hardest question of my life, but it was also the most vital. I sat for 8 hours crying on the stool, the sounds of other machines all around me, just staring at the machine that had just swallowed the last money I had access to. I put in $20 and won $100. When we were expecting our second child at 23 and building our own home, the stress and pressure on me rose to boiling point; I buckled, and old ways of coping resurfaced — and then what also returned was the shame, guilt and regret.

What does that even mean? What does a gambling addict look like? Well, in my case a gambling addict looks like a 36-year-old mother of six.

At the time I don’t think I realized the devastating financial effect it was having on me

Holy Roller: Sister Mary Anne Rapp, alleged “gambling nun,” admits stealing $128K from N.Y. churches

She’ll also be required to pay restitution that would be worked out at a later date.


(CBS/AP) ALBION, N.Y. She admits she stole the money from St. Mark’s Church in Kendall from March 2006 to April 2011.. According to CBS affiliate WIVB, Rapp has served as a nun for nearly 50 years and served in both churches were the money was taken. – Sister Mary Anne Rapp, a Roman Catholic nun with a gambling habit, has pleaded guilty to stealing nearly $130,000 from two rural western New York parishes.

Sister Mary Anne Rapp, right, has pleaded guilty to stealing nearly $130,000 from two rural western New York parishes.

Investigators said she stole the money to feed a gambling addiction and spent the money at western New York casinos.

2013 CBS Interactive Inc. Mary’s Church in Holley and St. She was reportedly placed on administrative leave.

Rapp faces up to six months in jail when she’s sentenced July 1.

The Daily News of Batavia reports that the 68-year-old Rapp pleaded guilty Monday in Orleans County Court to grand larceny. All Rights Reserved.

Rapp was arrested in November after discrepancies were found during an audit

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